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Social Security Guides

Our "Guides" will give you access to valuable, easy to understand Social Security information PLUS awesome tips that would only be known by those who have worked on the "inside". Click Here

The Social Security Agency - How It Works

Quarters Of Coverage - Your Tax Dollars

The Social Security Number - The Rules Are Strict

Retirement Benefits

How Social Security Figures Your Check Amount

Delayed Retirement Credits

Windfall Elimination Provision

and more...


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Social Security Cards

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Home Retirement Delayed Retirement Chart
Delayed Retirement Chart PDF Print E-mail

Find out how to increase your Social Security monthly check by qualifying for "Delayed Retirement Credits".  This guide explains the "Voluntary Suspension of Benefits" to earn delayed retirement credits to increase your check by up to 8% a year.  It also explains the option of taking a survivor or spouse's benefit in lieu of your own retirement to earn delayed retirement credits to increase your check by up to 8% a year.

For more information on this subject, see our six page guide on "Delayed Retirement Credits" - click here

Year of birth     Percentage of Credit per Year

1917-24               3.0%

1925-26               3.5%

1927-28               4.0%

1929-30               4.5%

1931-32               5.0%

1933-34               5.5%

1935-36               6.0%

1937-38               6.5%

1939-40               7.0%

1941-42               7.5%

1943 and later       8.0%

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